Free vs Pro
Free is already a complete asset tracker. Entries, holdings, net worth, cash flow, concentration are all there. Pro adds "judgment" on top. Going beyond showing you the data to explaining what it means for your decisions is the part that is Pro.
Free is already a complete tracker
Opula runs as an asset tracker that shows you "where my money stands right now" for free.
It never blocks entries or caps how many you can make.
Log and edit everything
Transactions, assets, income and expenses by chat, screenshot, or CSV. No entry limits.
Holdings, P&L, weights
Average cost, current price, P&L, and sector/country weights computed automatically.
Net worth and cash flow
Net worth trend, income, expenses, and savings rate.
Concentration alerts
How much you are piled into a single name, sector, or country.
Benchmark comparison
Your performance vs an index like the S&P 500.
Macro and FX
Macro indicators like rates and inflation, plus FX trends.
"What if" scenarios
"If it drops 3% tomorrow, what happens to my account?" Instant conditional answers.
Pro adds 'judgment'
Free shows you "what is true right now." Pro takes it one step further and explains
"so what does it mean for my decisions." Running the same data through one more turn to
turn it into mood, risk, recommendations, and probability is the part that is Pro.
Daily check-in / market brief
Your names today, the market mood, what to watch this week, a per-holding call (add or trim), and rebalancing in one shot. Opula's flagship feature.
Wealth brief
Splits your net worth change into "what I saved vs what the market moved." Plus liquidity and leverage health.
Odds of getting there
Runs "will I retire on time?" thousands of times into a probability of hitting your goal and when.
Risk metrics
Risk-adjusted return measures like Sharpe, Sortino, max drawdown (MDD), and win rate.
Deep-dive on a stock
Earnings, financials, valuation, technicals, and related news, framed around your position.
Dividend and thesis tracking
Dividend schedule and expected payout, plus the buy reasons you wrote down earlier set against how they played out.
Items marked with a PRO badge in these docs are Pro
features. No badge means it is free to use.
A closer look at each Pro feature
The main Pro features each have their own doc. You can see exactly what kind of answer you get with real examples.
Stock researchDeep-dive, quick gate, comparison, earnings reaction, risk sweep (no verdict, framed to your book)
Daily check-inYour names today, market mood, this week's calendar, per-holding calls, rebalancing
Wealth briefNet worth attribution (savings vs market), emergency fund, retirement goal pace
Future simulationOdds of hitting your goal and when (Monte Carlo)
Risk metricsSharpe, Sortino, max drawdown, win rate
Stock deep-diveEarnings, financials, valuation, news
Dividends, technicals, thesis tracking, and the anti-portfolio are Pro too. These have no
separate doc and are marked with a PRO badge inside the
related data docs.
Try it before you decide
You can try Pro first with a 60-day free trial. Every feature above opens up
during the trial, and if it is not for you, just leave it and you drop back to the free tracker.
Your records stay exactly as they are.
See pricing →