Opula is free

Opula is an analyst that only looks at your money. Connect it to the Claude or ChatGPT you already use and ask about your net worth, portfolio risk, or when you'll reach financial independence, and it answers with your real numbers. Sign in on the web to see your own records: net worth, holdings and cash flow.

No. Opula never links a bank or brokerage account and doesn't use Plaid. You record holdings and cash flows in plain language ('bought 10 shares of Tesla'), so nothing depends on account credentials or a data aggregator. Everyone else promises not to misuse your logins; Opula has no promise to make. That's also how it tracks assets no bank feed can see.

Your data is stored on its own, separate from every other user. Opula never links a bank or brokerage account, so you hand over no passwords. You can delete everything at any time. To answer a question, only what that question needs goes to the model in your connected Claude or ChatGPT, the one you already use. Opula runs no model of its own.

It reads and records, nothing more. Opula cannot place a trade or move money, because there is no brokerage or bank connection to do it through. Writes (adding, editing, deleting an entry) run only when you ask for them in the conversation, and your AI asks your permission before it runs an Opula tool at all. Reads are scoped to your own account.

It is free. No analysis is locked, there is no daily question limit, and no card is needed. Market briefs, risk, recommendations and FIRE projections run without limit in the Claude / ChatGPT connector. The web dashboard for viewing your records is free too. In the connector the model writing your answer is the Claude or ChatGPT you already use, so there is no reason to meter your questions.

You can. But a plain chatbot only sees what you paste. It guesses at an answer, forgets it by the next chat, and sometimes makes a number up. Opula holds your real figures. It runs the same fixed math on them every time, so the wording may change but the numbers under it never do.

In your connected AI. Opula is a standard MCP connector: add it once to Claude or ChatGPT (or any MCP-capable client) and you ask and record inside that conversation. The opula.io website shows the records that build up.

Yes. That includes what bank feeds and other trackers miss: Korean physical gold, jeonse deposits, unlisted equity, crypto, and holdings in any currency. Tell your AI in one line and it is recorded. Opula then tracks it next to your stocks and counts it in every projection.

No. Sign in with Google and add the Opula connector to your Claude or ChatGPT once. No API keys, no code. Then you just talk to that AI.