Emergency fund calculator

How many months your cash covers if the income stops today.

6 months

Enter your costs and your cash.

Is that cash really within reach?

This trusts the number you typed. It does not know how much of it is locked up, what leaves every month to service debt, or what next month’s card bill will be.

Free. Sign in, connect Opula to the Claude or ChatGPT you use once, and it runs on your own ledger.